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By Taking A 2% Paycut The Ferentz Family Could Qualify Once Again For Low Income Housing (delightful Kirk Ferentz House #1)

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Photo 1 of 8By Taking A 2% Paycut The Ferentz Family Could Qualify Once Again For Low  Income Housing (delightful Kirk Ferentz House #1)

By Taking A 2% Paycut The Ferentz Family Could Qualify Once Again For Low Income Housing (delightful Kirk Ferentz House #1)

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By

by1  (bī),USA pronunciation prep., adv., adj., n., pl.  byes. 
prep. 
  1. near to or next to: a home by a lake.
  2. over the surface of, through the medium of, along, or using as a route: He came by the highway. She arrived by air.
  3. on, as a means of conveyance: They arrived by ship.
  4. to and beyond the vicinity of;
    past: He went by the church.
  5. within the extent or period of;
    during: by day; by night.
  6. not later than;
    at or before: I usually finish work by five o'clock.
  7. to the extent or amount of: The new tug is larger than the old one by a great deal. He's taller than his sister by three inches.
  8. from the opinion, evidence, or authority of: By his own account he was in Chicago at the time. I know him by sight.
  9. according to;
    in conformity with: This is a bad movie by any standards.
  10. with (something) at stake;
    on: to swear by all that is sacred.
  11. through the agency, efficacy, work, participation, or authority of: The book was published by Random House.
  12. from the hand, mind, invention, or creativity of: She read a poem by Emily Dickinson. The phonograph was invented by Thomas Edison.
  13. in consequence, as a result, or on the basis of: We met by chance. We won the game by forfeit.
  14. accompanied with or in the atmosphere of: Lovers walk by moonlight.
  15. in treatment or support of;
    for: He did well by his children.
  16. after;
    next after, as of the same items in a series: piece by piece; little by little.
  17. (in multiplication) taken the number of times as that specified by the second number, or multiplier: Multiply 18 by 57.
  18. (in measuring shapes) having an adjoining side of, as a width relative to a length: a room 10 feet by 12 feet.
  19. (in division) separated into the number of equal parts as that specified by the second number, or divisor: Divide 99 by 33.
  20. in terms or amounts of;
    in measuring units of: Apples are sold by the bushel. I'm paid by the week.
  21. begot or born of: Eve had two sons by Adam.
  22. (of quadrupeds) having as a sire: Equipoise II by Equipoise.
  23. [Navig.](as used in the names of the 16 smallest points on the compass) one point toward the east, west, north, or south of N, NE, E, SE, S, SW, W, or NW, respectively: He sailed NE by N from Pago Pago.
  24. into, at, or to: Come by my office this afternoon.

adv. 
  1. near;
    in the immediate vicinity;
    at hand: The school is close by.
  2. to and beyond a point near something;
    past: The car drove by.
  3. aside;
    away: Put your work by for the moment. Over the years, she laid by enough money to retire.
  4. over;
    past: in times gone by.
  5. by and by, in a short time;
    before long;
    presently: The clouds will disappear by and by.
  6. by and large, in general;
    on the whole: By and large, there is much to be said for the new system.
  7. by me: 
    • (in bridge and other bidding card games) a declaration that the speaker is passing.
    • (in poker) a declaration that the speaker is checking: Is my pair of tens still high? By me.

adj. Also,  bye. 
  1. situated to one side: They came down a by passage.
  2. secondary, incidental: It was only a by comment.

n. 
  1. bye1.
  2. by the by. See  bye 1 (def. 5).

The

the1  (stressed ᵺē; unstressed before a consonant ᵺə;
unstressed before a vowel ᵺē),USA pronunciation
 definite article. 
  1. (used, esp. before a noun, with a specifying or particularizing effect, as opposed to the indefinite or generalizing force of the indefinite article a or an): the book you gave me; Come into the house.
  2. (used to mark a proper noun, natural phenomenon, ship, building, time, point of the compass, branch of endeavor, or field of study as something well-known or unique):the sun;
    the Alps;
    theQueen Elizabeth;
    the past; the West.
  3. (used with or as part of a title): the Duke of Wellington; the Reverend John Smith.
  4. (used to mark a noun as indicating the best-known, most approved, most important, most satisfying, etc.): the skiing center of the U.S.; If you're going to work hard, now is the time.
  5. (used to mark a noun as being used generically): The dog is a quadruped.
  6. (used in place of a possessive pronoun, to note a part of the body or a personal belonging): He won't be able to play football until the leg mends.
  7. (used before adjectives that are used substantively, to note an individual, a class or number of individuals, or an abstract idea): to visit the sick; from the sublime to the ridiculous.
  8. (used before a modifying adjective to specify or limit its modifying effect): He took the wrong road and drove miles out of his way.
  9. (used to indicate one particular decade of a lifetime or of a century): the sixties; the gay nineties.
  10. (one of many of a class or type, as of a manufactured item, as opposed to an individual one): Did you listen to the radio last night?
  11. enough: He saved until he had the money for a new car. She didn't have the courage to leave.
  12. (used distributively, to note any one separately) for, to, or in each;
    a or an: at one dollar the pound.

Family

fam•i•ly (famə lē, famlē),USA pronunciation n., pl.  -lies, adj. 
n. 
  1. parents and their children, considered as a group, whether dwelling together or not.
  2. the children of one person or one couple collectively: We want a large family.
  3. the spouse and children of one person: We're taking the family on vacation next week.
  4. any group of persons closely related by blood, as parents, children, uncles, aunts, and cousins: to marry into a socially prominent family.
  5. all those persons considered as descendants of a common progenitor.
  6. [Chiefly Brit.]approved lineage, esp. noble, titled, famous, or wealthy ancestry: young men of family.
  7. a group of persons who form a household under one head, including parents, children, and servants.
  8. the staff, or body of assistants, of an official: the office family.
  9. a group of related things or people: the family of romantic poets; the halogen family of elements.
  10. a group of people who are generally not blood relations but who share common attitudes, interests, or goals and, frequently, live together: Many hippie communes of the sixties regarded themselves as families.
  11. a group of products or product models made by the same manufacturer or producer.
  12. the usual major subdivision of an order or suborder in the classification of plants, animals, fungi, etc., usually consisting of several genera.
  13. [Slang.]a unit of the Mafia or Cosa Nostra operating in one area under a local leader.
  14. the largest category into which languages related by common origin can be classified with certainty: Indo-European, Sino-Tibetan, and Austronesian are the most widely spoken families of languages.Cf. stock (def. 12), subfamily (def. 2).
    • a given class of solutions of the same basic equation, differing from one another only by the different values assigned to the constants in the equation.
    • a class of functions or the like defined by an expression containing a parameter.
    • a set.

adj. 
  1. of, pertaining to, or characteristic of a family: a family trait.
  2. belonging to or used by a family: a family automobile; a family room.
    • suitable or appropriate for adults and children: a family amusement park.
    • not containing obscene language: a family newspaper.
  3. in a or  the family way, pregnant.

Once

once (wuns),USA pronunciation adv. 
  1. at one time in the past;
    formerly: I was a farmer once; a once powerful nation.
  2. a single time: We ate there just once. We go to a movie once a week.
  3. even a single time;
    at any time;
    ever: If the facts once become known, it will be just too bad.
  4. by a single step, degree, or grade: a cousin once removed.
  5. once and again, repeatedly: He has been told once and again not to slam the door.
  6. once and for all, decisively;
    finally: Let's settle this problem once and for all.Also,  once for all. 
  7. once in a while, at intervals;
    occasionally: She stops in to see us once in a while.
  8. once or twice, a very few times;
    infrequently: I've seen her in the elevator once or twice.
  9. once upon a time, at some unspecified past time, esp. a long time ago: Once upon a time, in a faraway land, there lived a prince and princess.

adj. 
  1. former;
    having at one time been: the once and future king.

conj. 
  1. if or when at any time;
    if ever.
  2. whenever;
    as soon as: Once you're finished, you can leave.

n. 
  1. a single occasion;
    one time only: Once is enough.
  2. all at once: 
    • simultaneously: The children were running, screaming, and throwing things all at once.
    • suddenly: All at once the rain came down.
  3. at once: 
    • at the same time;
      simultaneously: Don't all speak at once.
    • immediately;
      promptly: Tell him to come at once!

For

for (fôr; unstressed fər),USA pronunciation prep. 
  1. with the object or purpose of: to run for exercise.
  2. intended to belong to, or be used in connection with: equipment for the army; a closet for dishes.
  3. suiting the purposes or needs of: medicine for the aged.
  4. in order to obtain, gain, or acquire: a suit for alimony; to work for wages.
  5. (used to express a wish, as of something to be experienced or obtained): O, for a cold drink!
  6. sensitive or responsive to: an eye for beauty.
  7. desirous of: a longing for something; a taste for fancy clothes.
  8. in consideration or payment of;
    in return for: three for a dollar; to be thanked for one's efforts.
  9. appropriate or adapted to: a subject for speculation; clothes for winter.
  10. with regard or respect to: pressed for time; too warm for April.
  11. during the continuance of: for a long time.
  12. in favor of;
    on the side of: to be for honest government.
  13. in place of;
    instead of: a substitute for butter.
  14. in the interest of;
    on behalf of: to act for a client.
  15. in exchange for;
    as an offset to: blow for blow; money for goods.
  16. in punishment of: payment for the crime.
  17. in honor of: to give a dinner for a person.
  18. with the purpose of reaching: to start for London.
  19. contributive to: for the advantage of everybody.
  20. in order to save: to flee for one's life.
  21. in order to become: to train recruits for soldiers.
  22. in assignment or attribution to: an appointment for the afternoon; That's for you to decide.
  23. such as to allow of or to require: too many for separate mention.
  24. such as results in: his reason for going.
  25. as affecting the interests or circumstances of: bad for one's health.
  26. in proportion or with reference to: He is tall for his age.
  27. in the character of;
    as being: to know a thing for a fact.
  28. by reason of;
    because of: to shout for joy; a city famed for its beauty.
  29. in spite of: He's a decent guy for all that.
  30. to the extent or amount of: to walk for a mile.
  31. (used to introduce a subject in an infinitive phrase): It's time for me to go.
  32. (used to indicate the number of successes out of a specified number of attempts): The batter was 2 for 4 in the game.
  33. for it, See  in (def. 21).

conj. 
  1. seeing that;
    since.
  2. because.

Low

low1  (lō),USA pronunciation adj.,  -er, -est, adv.,  -er, -est, n. 
adj. 
  1. situated, placed, or occurring not far above the ground, floor, or base: a low shelf.
  2. of small extent upward;
    not high or tall: A low wall surrounds the property.
  3. not far above the horizon, as a planet: The moon was low in the sky.
  4. lying or being below the general level: low ground.
  5. designating or pertaining to regions near sea level, esp. near the sea: low countries.
  6. bending or passing far downward;
    deep: a low bow.
  7. (of a garment) low-necked;
    décolleté: The dress she wore was fashionably low.
  8. rising but slightly from a surface: a low relief on a frieze.
  9. of less than average or normal height or depth, as a liquid or stream: The river is low this time of year.
  10. near the first of a series: a low number.
  11. ranked near the beginning or bottom on some scale of measurement: a low income bracket.
  12. indicating the bottom or the point farthest down: the low point in his creative life.
  13. lacking in strength, energy, or vigor;
    feeble;
    weak: to feel low and listless.
  14. providing little nourishment or strength, as a diet.
  15. of small number, amount, degree, force, intensity, etc.: low visibility; a generator with a low output.
  16. indicated or represented by a low number: A low latitude is one relatively near the equator.
  17. soft: subdued;
    not loud: a low murmur.
  18. produced by relatively slow vibrations, as sounds;
    grave in pitch.
  19. assigning or attributing little worth, value, excellence, or the like: a low estimate of a new book.
  20. containing a relatively small amount: a diet low in starches.
  21. nearing depletion;
    not adequately supplied: low on funds; Our stock of towels is low.
  22. depressed or dejected: low spirits.
  23. far down in the scale of rank or estimation;
    humble: of low birth.
  24. of inferior quality or character: a low grade of fabric; a low type of intellect.
  25. lacking in dignity or elevation, as of thought or expression.
  26. mean, base, or disreputable: low tricks; low companions.
  27. coarse or vulgar: entertainment of a low sort.
  28. [Boxing.]struck or delivered below a contestant's belt.
  29. having a relatively simple structure;
    not complex in organization.
  30. (of a vowel) articulated with a relatively large opening above the tongue, as the vowels of hat, hut, hot, ought, etc. Cf. high (def. 23).
  31. of, pertaining to, or operating at the gear transmission ratio at which the drive shaft moves at the lowest speed with relation to the speed of the engine crankshaft, used esp. for temporarily overcoming the weight or inertia of the vehicle;
    first: low gear.
  32. [Baseball.](of a pitched ball) passing the plate at a level below that of the batter's knees: a low curve.
  33. [Cards.]having less value than other cards: a low card.
  34. having a relatively small amount of a specified constituent (usually used in combination): low-carbon steel.
  35. [Chiefly Brit.]holding to Low Church principles and practices.

adv. 
  1. in or to a low position, point, degree, etc.: The raiders crouched low in the bushes.
  2. near the ground, floor, or base;
    not aloft: The plane flew low.
  3. in or to a humble or abject state: Some live low while others live high. She swore she would bring him low.
  4. in or to a condition of depletion, prostration, or death: The gas in the tank is running low.
  5. at comparatively small cost;
    cheaply: to buy something low and sell it high.
  6. at or to a low pitch, volume, intensity, etc.: to turn the radio low; lights turned down low.
  7. in a low tone;
    softly;
    quietly;
    to speak low.
  8. [Archaic.]far down in time;
    late.
  9. lay low: 
    • to overpower or kill;
      defeat: to lay one's attackers low.
    • to knock down;
      make prostrate.
    • [Informal.]to lie low.
  10. lie low: 
    • to conceal oneself: He had to lie low for a while.
    • to do nothing until the right opportunity develops;
      bide one's time: Until the dispute is settled, you would do best to lie low.

n. 
  1. something that is low, as ground or prices: numerous marshy lows in the forest; the recent low in the stock market.
  2. low gear;
    first gear.
  3. an atmospheric low-pressure system;
    cyclone. Cf. high (def. 41).
  4. [Cards.]
    • the lowest trump card.
    • a card of small value, or of lower value than other cards.
    • the lowest score in a game.
    • a player having such a score.
  5. a point of deepest decline, vulgarity, etc.: a new low in tastelessness.
  6. a period of intense depression or discomfort, when the effects of a drug have subsided.
lowish, adj. 
lowness, n. 

Income

in•come (inkum),USA pronunciation n. 
  1. the monetary payment received for goods or services, or from other sources, as rents or investments.
  2. something that comes in as an addition or increase, esp. by chance.
  3. [Archaic.]a coming in.
income•less, adj. 

Housing

hous•ing1  (houzing),USA pronunciation n. 
  1. any shelter, lodging, or dwelling place.
  2. houses collectively.
  3. the act of one who houses or puts under shelter.
  4. the providing of houses for a group or community: the housing of an influx of laborers.
  5. anything that covers or protects.
  6. [Mach.]a fully enclosed case and support for a mechanism.
  7. [Carpentry.]the space made in one piece of wood, or the like, for the insertion of another.
    • Also called  bury. the portion of a mast below the deck.
    • Also called  bury. the portion of a bowsprit aft of the forward part of the stem of a vessel.
    • the doubling of an upper mast.
  8. a niche for a statue.

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